(e-Commerce)3 Secure Online Check Payment Processing 

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Why e-ValuCheck / Benefits / Bank

Bank Benefits

A Proven Payment Process - e-ValuCheck offers an e-commerce solution that is based upon core competencies and existing infrastructure.

Additional Service Fee Revenue - e-ValuCheck delivers the ability to generate significant service fee income with minor incremental costs to existing assets.

Additional Service Offerings - e-ValuCheck creates the ability to maintain entire banking relationships for e-merchant customers.

Additional Cash Management - e-ValuCheck provides significant income from float management by moving check deposits from the branch to the data center.

Electronic Lockbox - e-ValuCheck allows e-merchant customers to accept paper checks for immediate shipment, while never seeing, or handling the checks. This product offers all of the benefits of a lockbox but is cheaper to operate than a retail lockbox. The checks are printed as fully encoded items and immediately deposited without need for operator intervention

Ease of Processing - Checks produced via the e-ValuCheck system will be the easiest, quickest, and cheapest items to process in the entire data center.

Additional Check Volume - This product generates additional check volumes to cover the check clearing and image capturing equipment expenses with no additional operator expense.

Minimal Up Front Costs - Minimal up front expense or risk for the bank as processing fees are paid only as the e-ValuCheck produces income for the bank.

Fast and Easy Implementation - e-ValuCheck will license this service to banks, which can co-brand it for their own mall-business customers and share the revenue from the transactions. Banks can be up and running with the e-ValuCheck service within 60 days.



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